Guaranteed mobile phone contracts – the saving grace for those with a poor credit rating

Unless you’ve never applied for a phone contract, you will agree with me that the frustration that comes with being denied one is huge. The frustrations, embarrassment and the unworthy feelings cap the experiences of those with a poor credit rating who try to apply and get approved for a phone contract. In retrospect, this was the situation before bad credit mobile phones and guaranteed mobile phones became a reality. Mobile phone providers back then made it clear that a person had to have a good credit score in order to be approved for a phone contract. Those with a poor credit rating were on their own and more often than not had to contend with one rejection after the other.


Those with a poor credit rating badly needed a contract that could take their plight into consideration. Within no time, guaranteed mobile phone contracts were unveiled to the advantage of those with a low credit score. Applying for a phone contract suddenly became an easy thing to do for UK individuals with a poor credit rating. The uncertainty that accompanied mobile phone contract applications became a thing of the past with the introduction of guaranteed mobile phone contracts. In essence, guaranteed mobile phone contracts came with the promise and assurance of owning a nice new smartphone.

What this alludes to is that a person irrespective of the status of their credit score could apply and get approval. At last, UK citizens with a poor credit rating had something to smile about. Applying for a mobile phone contract was no longer a high tension activity but rather a pleasant undertaking. The dark days of the past were forgotten and a new era of equality was ushered in. Having a low credit score was no longer an impediment to approval and getting access to a phone contract no longer a daunting task.

However, in as much as guaranteed mobile phones were well received and gave those with a poor credit rating a ray of hope, there were a number of disadvantages that those who applied for them had to grapple with. For one, guaranteed mobile phone contracts attract high interest rates in comparison to standard mobile phone contracts. Those who applied for them have to contend with high interest rates which essentially means that they end up paying a higher amount.


There is also the issue of prolonged contract length. Those under guaranteed contracts have to be locked in for a period of 18 months and above. Of course, this makes it difficult to switch. A number of providers also require for applicants to pay an upfront security deposit prior to approval which of course is a thorn in the flesh of many people. On the positive note however, a new report by PhonesWorld alludes to the fact that guaranteed mobile phone contracts have been instrumental in helping people to gradually improve their credit scores. Guaranteed contracts give those with a low credit score a second chance to make things right. The secret of course is in ensuring that you meet obligations without defaulting!

Leading Brands Of Smart Phones...A collection of smartphones, from left, a Samsung Galaxy S, an Apple Inc. iPhone 4, a Sony Ericsson Xperia X10, a Blackberry 9700, and an HTC Desire, are arranged for a photograph in London, U.K., on Wednesday, July 7, 2010. Global smartphone sales will rise 36 percent to 247 million in 2010, ISuppli Corp. said in April. Photographer: Chris Ratcliffe/Bloomberg

Questions to ask before buying a cheap mobile phone

With so many mobile phone brands in the market, it can become a little bit tricky figuring out the right phone for your needs. However, if you know beforehand the features you are looking out for, getting the phone of your needs shouldn’t be difficult. Irrespective of whether you are buying your phone for the 20th time or the first time, it is essential that you ask a number of questions before you make the final decision.

What operating system should I go for?

Granted, Android and Apple IOS are the most popular operating systems in the market when it comes to smartphones. The two are the most widely used but are not the only ones in the market. You can also choose a phone running on BlackBerry OS and Windows OS. It is important that you choose a phone running on an operating system that you are comfortable with.

Am I comfortable with the display?

It is important that you take into consideration the size of the screen display prior to buying a cheap mobile phone. If you want a phone that you can easily operate using one hand, you should consider smartphones with screen sizes in the range of 4 inch to 5 inch. However, if you are the kind of person who loves phones with greater screen display, a phone with 5.5 inch or even 5.98 inches will suffice.

Does the phone have a good camera?

If you are the kind of person who loves to take beautiful pictures and documenting every aspect of your life, it’s important that you go for a phone with a good decent camera. You should consider a phone with 5MP or greater especially if you like taking photos. However, phone camera shouldn’t be a matter of concern if you have no interest in taking pictures or rather have a good digital camera on the side.


What is the phones battery life?

If you are always on the road and away from a charger, you definitely want a phone with a long lasting battery. That aside, no one wants a phone whose battery drains a couple of hours or one that needs to be charged twice in a day. You therefore need to take into consideration battery life before buying a cheap mobile phone.

How does the phone access the internet?

You can choose a phone running on 3G or 4G. However, if you are the kind of person who loves faster internet, you should consider buying a phone that uses the 4G network.

What is the cost of the phone?

The cost of the phone is generally decided by features as well as brand. You need to evaluate the kind of features you need in a phone as well as whether you are buying upfront or buying through a phone contract. If you have the money, you can pay for the phone upfront. Alternatively, you can choose a cheap mobile phone contract for the kind of phone you require.



Why cheap mobile phones are a necessity

You simply need to go back in time to the first mobile phone manufactured and compare it to the latest models in the market to fully comprehend the technological advancements that have taken place since then. Initially, mobile phones were simply for communication purposes and were mostly gadgets for the privileged in society. When mobile phones first came out, they were prestigious items that only the affluent could afford. In fact, owning a mobile phone back then was a statement of sorts that you were a level above the others.


Back then, mobile phones were simply for making phone calls as well as sending text messages. Fast forward to today and a mobile phone has become a necessity so much so that not owning a mobile phone is generally frowned upon. The changes in technology have also seen the release of mobile phones that enable us to do virtually everything. They can now be used to shop online, as an mp3 player, as a camera, as a video recorder, for browsing online, and seeking directions just to mention but a few.

Mobile phones have facilitated communications globally and it is now possible to speak with someone from another corner of the world as if you were with them. Granted, high end phones are a tad expensive and out of reach of common individuals. It is for these reasons that cheap mobile phones have become the darling of many people. Cheap mobile phones have made it possible for individuals who are not affluent to enjoy the trappings that come with owning a mobile phone. It has, in essence, put the rich and the poor on an equal footing in so far as communication is concerned.

With cheap mobile phones, people from different walks of life are able to shop and make payments through their devices, interact on social media, keep channels of communication open with their loved ones, work on the go and so on. Cheap contract phones have also made it possible for individuals in the UK to enjoy minutes and data bundles without having to break the bank. It is very easy nowadays to find a phone that retails for under £100 with an impressive performance and capable of meeting all your basic needs expected of such a device.


Add to that the fact that buying a mobile phone is now a very simple endeavour and you get to understand why cheap mobile phones are here to stay. Unlike in the past where buying a mobile phone was an involved task, the internet has made it simple and very quick. Online shopping has changed how we buy mobile phones not to forget that the internet has been a great resource of information. You can now search online for mobile phone deals and shortlist the cheapest mobile phones in the market. Online stores are running over each other to provide great discounts on devices with the sole aim of bringing in customers and achieving a competitive edge.

In other words, cheap mobile phones are here to stay and are the reason millions of people across the globe are able to communicate, keep in touch and even shop online


Cheap mobile phones you should consider buying in 2016

Granted, smartphones such as the HTC 10, LG G5, iPhone 6s and the latest Samsung Galaxy S7 have continued to make headlines in 2016 as high end phones are concerned. However, this does not mean that you have to break the bank or enter into debt simply to own one of these great pieces of technology. The truth of the matter is that the phone market is laden with cheap mobile phones which offer the same features as well as the top tier and high end models. You probably do not have the cash to own the latest Samsung Galaxy S7 and are wondering if you can get a budget smartphone that performs somewhere near the top rated phones in the market. In this article we are going to shed light on cheap smartphones you can buy on a budget in 2016 without breaking the bank. All the smartphones we are going to list below cost under £200 and boast many decent features.

OnePlus X

Though it only hit the market last year, OnePlus X has captured the attention of smartphone lovers for many reasons, not to mention the fact that this jaw dropping phone retails under £200. The bestselling point about OnePlus X has to do with its gorgeous design, an internal storage of 16GB, RAM of 3GB, bright display and a weight of only 160g. It simply is a wonderful smartphone to own. It is, indeed, one of the best budget smartphones in the world right now.


Motorola Moto G4

The Motorola Moto G4 is without a doubt the best Moto G yet if the features and price is anything to go by. The Moto G4 is a wonderful upgrade on the Moto G, making it one of the best budget smartphones you can buy in the market right now. The Moto G includes a 5.5 inch powerful display boasting of great performance for a phone that costs under £200. If you are an avid gamer, you can never go wrong with Motorola Moto G4. You can choose to buy the 16GB or 32 GB internal storage device and enjoy impressive performance on a budget. Its battery is impressive though the only downside is the fact that it does not have customization options.

Oppo F1

Chances are that the name Oppo F1 is new to you and you probably know very little about this magnificent budget smartphone. Oppo F1 is a stylish cheap mobile phone with a decent camera for those who love to document their lives in pictures. It boasts a Qualcomm Snapdragon 616 processor, 5 inch display, 3GB RAM, 16GB internal storage and runs on the now outdated Android 5.1 lollipop. However, it is the perfect smartphone for those seeking an impressive performing phone on a small budget in the UK.

Vodaphone Smart Prime 7

If you’ve been looking for a magnificent cheap mobile phone going under £100, Vodaphone Smart Prime 7 is the handset for you. This smartphone has a nice clear screen and runs smoothly. The only downside is that it doesn’t have a great camera and the storage is not much to write home about. However, if you are looking for a basic performing smartphone on a budget that boasts smooth performance, Vodaphone Smart Prime 7 is the handset for you.

To sum it up, there is indeed no shortage of cheap mobile phones in the market. Other cheap smartphones you should consider include Sony Xperia M4 Aqua, Microsoft Lumia 650 and the Motorola Moto E just to mention but a few.